These terms govern your use of Bufetico. By creating an account you accept them. If you do not accept them, please do not use the service.
Bufetico is operated by JH GRANDGERARD, an individual established in the United States (“we”, “us”). Contact: support@bufetico.com
Bufetico is a stock screener. It applies a fixed set of measurements to publicly listed companies and shows you the result as six numbers per company, plus a list of companies that meet criteria you choose. It also lets you record your own portfolio and, optionally, view read-only positions from a connected broker.
Videos and screenshots are illustrations, not current results. Tutorials, demonstrations and images published on this website or inside the app are recordings made on a particular day, for teaching purposes. If a company appears in one, it means only that it met the filter settings used in that recording at that moment. It is not a recommendation, it does not mean the company meets those or any other criteria now, and the list a live screen produces changes every day. Do not treat anything shown in a recording as current.
Using Bufetico does not create an advisory, fiduciary, brokerage, agency, or other professional relationship between you and us. We do not know your circumstances, your objectives, your tax position, or how much risk you can afford, and nothing Bufetico shows is tailored to any of them. You are responsible for your own research and for verifying anything before you act on it.
You must be at least 18 years old and legally able to enter into a contract. You are responsible for making sure that using Bufetico is lawful where you live.
Market data, and certain of the values we compute from it, are supplied to us by third parties, including Financial Modeling Prep (operated by Utradea Inc.). Our suppliers provide that data “as is” and without warranty of any kind, express or implied, including as to accuracy, completeness, timeliness or fitness for any purpose. Nothing shown in Bufetico is investment advice from a supplier, and no advisory, fiduciary, brokerage or agency relationship arises between you and any supplier. No supplier is responsible for any action you take, or do not take, on the basis of anything shown in Bufetico.
No claims against suppliers. You agree to bring no claim against any supplier of data to Bufetico in respect of that data, the values computed from it, or your use of the service. Your sole recourse is to us, on the terms of Section 14. Sections 3, 8, 9, 10, 13, 14, 15 and 20, and this section, are intended to benefit our data suppliers as well as us. Each supplier is a third-party beneficiary of those sections and may enforce them directly.
Your obligations. You may not use the data, or any value computed from it, to develop, train, fine-tune, validate or benchmark any machine learning or artificial intelligence model or system. You acquire no ownership of, or licence in, the underlying data. Your right is to view it inside Bufetico while your subscription is active. When your access ends you must stop using, and delete, any data or computed values you have retained.
Changes required by suppliers. Data and features may be changed, delayed, suspended or withdrawn at any time, and without the notice described in Section 12, where a supplier changes or withdraws them or where an exchange or other data owner requires it.
You may use Bufetico for your own personal investment research. You may not:
We apply usage limits per account. Exceeding them, or any of the above, may lead to suspension.
The formulas, the filter rules, the computed values, the design, and the software are ours or our licensors’. Your subscription gives you permission to use the service; it does not transfer any ownership. The underlying market data belongs to its suppliers.
Your portfolio entries, profile photo, and support messages remain yours. You give us only the permission needed to store and display them back to you as part of running the service.
We aim to keep Bufetico running, but we do not promise it will be uninterrupted or error-free. We may suspend it for maintenance, and we may change or discontinue features. If we discontinue the service entirely, we will give you reasonable notice and stop charging you.
Bufetico is provided “as is” and “as available”, without warranties of any kind, whether express or implied, including fitness for a particular purpose and accuracy of data, to the fullest extent permitted by law.
To the fullest extent permitted by law, we are not liable for investment losses, lost profits, lost opportunities, or any indirect, incidental, special or consequential damages arising from your use of Bufetico, including any reliance on the values it displays or on data supplied by third parties. This paragraph stands on its own: if the monetary cap in (b) is held unenforceable, this exclusion still applies, and the reverse is equally true.
Where liability cannot be excluded, our total liability to you is limited to the greater of (i) the amounts you paid us in the twelve months before the event giving rise to the claim, or (ii) US$100.
Nothing in these terms limits or excludes liability for fraud or fraudulent misrepresentation, willful misconduct, gross negligence, death or personal injury caused by negligence, or any other liability that cannot be limited or excluded under applicable law.
For the avoidance of doubt, an arbitrator acting under Section 20 may award any individual relief available under applicable law, including any statutory remedy. Nothing in this Section 14 is intended to waive, prospectively or otherwise, any remedy that applicable law makes non-waivable.
You agree to hold us and our data suppliers harmless from, and indemnify us against, any claim, loss, liability or expense, including reasonable legal fees, arising out of your use of Bufetico, your breach of these terms, or your infringement of anyone else’s rights.
You may stop using Bufetico and delete your account at any time. We may suspend or close an account that breaches these terms, that is used unlawfully, or where payment fails. We will tell you why unless we are legally prevented from doing so.
If you take part in our partner programme, that participation is covered by a separate Partner Programme Agreement. Ending it does not close your account, and closing your account ends it.
We may update these terms. If a change materially affects you, we will notify you by email or in the app before it takes effect. Continuing to use Bufetico after that means you accept the new terms.
These terms, and the substance of any dispute, are governed by the laws of the State of Florida, United States, without regard to its conflict-of-law rules. The United Nations Convention on Contracts for the International Sale of Goods does not apply.
Section 20 is governed by the Federal Arbitration Act, as set out in Section 20.2.
The state and federal courts located in Miami-Dade County, Florida have exclusive jurisdiction over any matter not resolved by arbitration. Those courts remain the forum for: users who opt out under Section 20.11; small claims brought under Section 20.9(a); intellectual property and equitable relief under Section 20.9(b); and the confirmation, enforcement or vacatur of an arbitration award.
None of this deprives you of any mandatory consumer protection you have under the law of your country or state of residence. If you are a consumer resident in the European Union, the European Economic Area, the United Kingdom or Switzerland, Section 20.13 also applies to you.
“Dispute” means any claim, controversy or disagreement between you and us arising out of or relating in any way to these terms, the Service, your account, your subscription, any marketing or communication about the Service, or the relationship between us — whether based on contract, statute, regulation, tort (including negligence and misrepresentation), fraud, consumer protection law, or any other legal theory, and whether it arose before, during or after the termination of your account.
This Section applies equally to you and to us. It also applies to and may be invoked by our agents, service providers, data suppliers, successors and assigns, and by anyone claiming through you.
This Section does not apply to the matters listed in Section 20.9, to users who opt out under Section 20.11, or to the extent limited by Section 20.13.
This Section evidences a transaction involving interstate commerce. The Federal Arbitration Act, 9 U.S.C. §§ 1–16 (“FAA”), governs the interpretation and enforcement of this Section, including the question whether a Dispute is subject to arbitration.
Florida law governs these terms and the substance of any Dispute, as set out in Section 19, except that where Florida law would prevent the enforcement of this Section, the FAA controls. Nothing in this Section limits either party’s right to seek confirmation, vacatur or enforcement of an award under the FAA or the Revised Florida Arbitration Code.
Before either party may commence arbitration or file in court, that party must first send a written Notice of Dispute to the other and allow 60 days for informal resolution.
You send a Notice of Dispute to us at support@bufetico.com, with the subject line “Notice of Dispute”. We send a Notice of Dispute to you at the email address associated with your account.
A Notice of Dispute must state: (a) the name of the individual bringing the claim and the email address associated with the account; (b) a description of the nature and basis of the claim; and (c) the specific relief sought, including the amount, if any.
During the 60-day period, either party may request an individual conference by telephone or video to attempt resolution, and the other party will participate in good faith. Any applicable statute of limitations and any contractual deadline is tolled from the date the Notice of Dispute is sent until 30 days after the 60-day period ends.
Completion of this process is a condition precedent to commencing arbitration or filing in court. Either party may ask a court or the arbitrator to enforce this requirement, and the filing of a demand for arbitration or a complaint before the period expires does not start the arbitration or waive this requirement.
Arbitration will be administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules, as modified by this Section. The rules and forms are available at www.adr.org or by telephone at 1-800-778-7879.
If the AAA is unavailable or unwilling to administer the arbitration consistently with this Section, the parties will arbitrate before JAMS under its Streamlined Arbitration Rules and its Consumer Arbitration Minimum Standards. If neither the AAA nor JAMS is available, either party may petition a court of competent jurisdiction to appoint an arbitrator under 9 U.S.C. § 5.
Where this Section and the applicable rules conflict, this Section controls to the extent the applicable rules permit. Nothing in this Section is intended to reduce any protection afforded to you by the AAA Consumer Due Process Protocol or the JAMS Consumer Minimum Standards; to the extent of any inconsistency, those protections apply.
(a) Claims of US$25,000 or less. At your sole election, the arbitration will be conducted solely on the basis of documents submitted to the arbitrator, with no in-person or oral hearing. If you do not so elect, the arbitration will be conducted by telephone or video conference unless the arbitrator determines that an in-person hearing is necessary.
(b) Claims above US$25,000. The format is determined by the applicable rules and by the arbitrator.
(c) In-person hearings. Any in-person hearing will be held, at your election, in the county or equivalent locality where you reside, or in Miami-Dade County, Florida. You will never be required to travel outside your county of residence to attend a hearing.
(d) Our claims against you. If we commence arbitration against you, the same elections in (a) and (c) are yours to make.
We will pay all AAA (or JAMS) filing, administrative and arbitrator fees, except that if you commence the arbitration you pay the consumer filing fee set by the applicable consumer fee schedule, which is capped by that schedule (currently US$225 under the AAA Consumer Arbitration Rules).
If you demonstrate to the arbitrator that the costs of arbitration would be prohibitive for you compared with the costs of litigation, we will pay as much of your filing, administrative and arbitrator fees as the arbitrator considers necessary to prevent the arbitration from being cost-prohibitive. You may also apply to the AAA for a waiver or deferral of fees under its rules.
Each party bears its own attorneys’ fees and costs, except that the arbitrator may award attorneys’ fees and costs to the extent authorized by applicable law, including any statute under which a claim is brought, and to the same extent a court could award them. Nothing in these terms requires you to reimburse our attorneys’ fees or costs as a consequence of losing a claim brought in good faith.
The arbitration will be before a single neutral arbitrator, selected under the applicable rules.
The arbitrator may award any individual relief that a court could award under applicable law, including declaratory relief, injunctive relief limited to your individual claim, statutory damages, and attorneys’ fees where authorized by law. The arbitrator is bound by these terms as a court would be. The arbitrator will issue a written award stating the essential findings and conclusions on which it is based.
Relief may be awarded only in favor of the individual party seeking it and only to the extent necessary to provide relief on that party’s individual claim. An award has no preclusive or precedential effect as to any person who was not a party to that arbitration.
The award is final and binding, and judgment on the award may be entered in any court of competent jurisdiction. Except as required by law or to enforce or challenge the award, both parties will keep the arbitration confidential; nothing in this paragraph prevents you from disclosing the existence, substance or outcome of your Dispute to any government agency, regulator, or your own advisers, or from communicating with other users about it.
The arbitrator, and not any court, has exclusive authority to resolve all questions arising out of or relating to the interpretation, applicability, enforceability, scope or formation of this Section, including any claim that all or part of this Section is void or voidable.
Except: a court of competent jurisdiction, and not the arbitrator, decides (a) the validity and enforceability of the Class Action Waiver in Section 20.10, and (b) whether a claim falls within the exceptions in Section 20.9.
Notwithstanding anything else in this Section:
(a) Small claims. Either party may bring an individual claim in a small claims court of competent jurisdiction, provided the claim remains individual and is not brought on a class or representative basis. If a claim is brought in small claims court, this Section does not apply to it.
(b) Intellectual property and equitable relief. Either party may seek temporary, preliminary or permanent injunctive relief, or other equitable relief, in the courts identified in Section 19, for actual or threatened infringement, misappropriation or violation of that party’s intellectual property or proprietary rights — including, in our case, any breach of Section 9 (prohibitions on scraping, automated extraction, reverse engineering, and unauthorized use of our methodologies and calculations). Seeking such relief does not waive either party’s right to arbitrate any other Dispute.
(c) Non-waivable relief. Either party may bring a claim for any relief that, under applicable law, cannot be waived or compelled to arbitration. Such a claim will be brought in the courts identified in Section 19 and, if severable, will be stayed pending the arbitration of all arbitrable claims.
(a) Class Action Waiver. YOU AND WE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, PRIVATE ATTORNEY GENERAL OR OTHER REPRESENTATIVE PROCEEDING. The arbitrator has no authority to preside over any class, collective or representative proceeding, and may not consolidate the claims of more than one person without the written consent of all affected parties.
(b) Jury Trial Waiver. TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AND WE EACH WAIVE ANY RIGHT TO A TRIAL BY JURY IN ANY PROCEEDING ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE.
(c) Severability within this Section. If any provision of this Section other than Section 20.10(a) is found unenforceable, that provision is severed and the remainder of this Section is enforced.
(d) Effect if the Class Action Waiver is found unenforceable. If Section 20.10(a) is found unenforceable as to a particular claim or a particular request for relief, then that claim or request for relief — and only that claim or request — is severed from arbitration and must be brought exclusively in the courts identified in Section 19. All other claims proceed in arbitration, and the court proceeding is stayed pending the arbitration. In no event will any class, collective or representative proceeding be arbitrated.
This Section 20.10 controls over the general severability provision in Section 18.
You may reject this Section 20 in its entirety by sending written notice within 30 days of the date you first accept these terms (or, if we later introduce or materially change this Section, within 30 days of your acceptance of that change).
Send the notice to support@bufetico.com with the subject line “Arbitration Opt-Out”, or by post to JH GRANDGERARD, 8538 NW 66th St, Miami, FL 33195-2867, United States. The notice must include your name, the email address associated with your account, and a statement that you reject the arbitration agreement.
Opting out has no effect whatsoever on your account, your subscription, your access to the Service, or any other part of these terms. If you opt out, Disputes between us will be resolved in the courts identified in Section 19, and Sections 20.1 through 20.10 do not apply to you.
We will confirm receipt of a valid opt-out in writing and will keep a record of it.
If 25 or more demands for arbitration raising substantially similar claims are filed against us within a 60-day period by or with the coordinated assistance of the same law firm, organization or group of counsel, the AAA’s Supplementary Rules for Multiple Case Filings will apply and will be administered by the AAA, and the parties will cooperate in the appointment of a Process Arbitrator under those rules.
The following protections apply to any claimant whose case is staged or sequenced under those rules:
(a) Tolling. All applicable statutes of limitation and contractual deadlines are tolled from the date that claimant’s demand is submitted to the AAA until a merits arbitrator is appointed to that claimant’s case.
(b) No precedent. Any determination in any staged, bellwether or test case is not binding on, and has no precedential or preclusive effect for, any other claimant.
(c) Right to exit. If a merits arbitrator has not been appointed to a claimant’s case within 180 days of submission, that claimant may, at their sole election, withdraw from arbitration and bring their individual claim in small claims court or in the courts identified in Section 19. We waive any objection to that election.
(d) Mutuality. This Section 20.12 applies identically to coordinated claims we bring against multiple users.
If you are a consumer habitually resident in the European Union, the European Economic Area, the United Kingdom, or Switzerland, nothing in these terms deprives you of the protection of the mandatory provisions of the law of your country of residence, including any right to bring proceedings before the courts of that country.
To the extent this Section 20 is unenforceable against you under those mandatory provisions, it does not apply to you, and Disputes will be resolved either in the courts identified in Section 19 or in the courts of your country of residence, at your election. Section 20.10(a) applies to you only to the extent permitted by the mandatory law of your country of residence.
The unenforceability of this Section as to any user under this Section 20.13 does not affect its validity or enforceability as to any other user.
This Section survives the termination of your account, the cancellation or expiry of your subscription, and any termination of these terms.
If we materially change this Section 20 after the date on which you last accepted these terms, that change does not apply to any Dispute for which a Notice of Dispute was sent before the change took effect. You may reject any material change to this Section by notice under Section 20.11 within 30 days of your acceptance of the changed terms, in which case the version of this Section in effect at the time of your most recent prior acceptance continues to govern Disputes between us.
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